![]() With convenient locations in Tupper Lake, Plattsburgh, and Potsdam, each with full-service online and mobile banking, extended drive-thru banking hours, and a 24-hour ATM, we strive to make banking easy. And, we go out of our way to help you reach your financial goals no matter what your current credit score is. Adirondack Regional FCU offers banking services including loans, checking and savings accounts, and credit cards. ![]() As a non-profit credit union, we make our earnings your savings through the availability of free checking accounts, low-interest loans, and high-yield savings accounts. And that is precisely why we do everything possible to help you save money. From the CEO and board of directors to our branch tellers and loan officers we are your neighbors, your friends, your family. And we know the joy that comes with being able to start a business here and having the availability of free business checking accounts and small business loans. Member Services: 800.633.2848 (available 24/7) Credit & Debit Card Member Services: 800.633.28 (available 24/7) Credit Card Lost or Stolen: 866.839.3485 For International Calls: 727.570.4881 Debit Card Lost or Stolen: 800.754.4128 For International Calls: 727.227.9012 Credit Card Activation: 800.456. How can I pay my Tower Federal Credit Union bill You can pay them directly on this website. We're your one-stop solution for all your real estate needs. Frequently Asked Questions Common questions, curated and answered by doxo, about paying Tower Federal Credit Union bills. Unlike traditional banks, credit unions are owned and operated. Use Tower Title Services for your closing and save 200 (Md, Va, & Pa only). Membership: Tower Credit Union membership is a unique financial relationship that offers a variety of benefits to its members. We respect that times can get tough and financial options such as second chance checking accounts or personal loans are imperative for many in the North Country. We'll save you money with our competitive rates, low closing costs and HomeAdvantage program. Or the more frequent need for auto loans and home equity loans because of our harsh Adirondack winters. For example, we know how each community has a slightly different housing market and the necessity of working with a local mortgage lender that understands the region best. Resolves product or service problems by clarifying the members concern determines the cause of problem. At Adirondack Regional Federal Credit Union, we understand the unique financial challenges that come with living in Northern NY. Resets Tower Talk 24 and/or Home Banking PINSs. ![]()
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![]() Instead of using only bèi 倍 to mean "very," Beijingers would rather add the " ér" 儿 to the end of the word. Bèi ér 倍儿-veryīeijingers are known for leaning into their " ér" 儿 sound this is a great example. Here are some common Beijing dialect phrases that will help you fit in with the local Beijing people. If you plan to study abroad, work, or vacation in Beijing, learning the local words and phrases will let you communicate effectively with the locals. The famous saying, "When in Rome, do as the Romans do," holds true for any place you visit, including Beijing. Sign up for Free 7 common Beijing words and Beijing phrases to use Here are a couple of examples with the Hanyu and pinyin. Érhuà 儿化 has been used for grammatical purposes, but most of the time as a diminutive suffix (an ending that is added to a word to express smallness) for nouns in the Beijing dialect. This sound can give the dialect a distinctive sing-song quality and is used in everyday phrases and such slang words. ![]() It's a process that adds "r" or the " ér" 儿 sound at the end of some words. The iconic characteristic of Beijing Mandarin is " érhuà" 儿化 also called er-ization or rhotacization. ![]() Compared to standard Mandarin, the Beijing dialect has a more distinct tonal quality, emphasizing rising and falling tones. One of the most distinctive features of the Beijing dialect is its pronunciation and tone. " bùrìdào" (不日道) which sounds like bù zhī dào (不知道), meaning "I don't know" " Lǎobǎixìng" (老百姓) which means "ordinary people" Here's a list of some interesting vocabulary that differs from the standard Chinese language: Other words that are specific to the Beijing dialect include " biéér" (别儿) for "don't" and " máfan" (麻烦) for "troublesome." While the Beijing dialect shares many similarities with standard Mandarin, it also has unique words and phrases.įor example, instead of saying " nǐ hǎo " (你好) for hello, people in Beijing might say " nǐ zēnme yàng" (你怎么样) instead. Listen To These 25 Different Chinese Dialects Different vocabulary in the Beijing dialectĪ unique feature of the Beijing dialect is its vocabulary. Furthermore, the dialect's long history in Beijing has been influenced by the city's rich culture and traditions, making it an integral part of Beijing's identity.Ĭurious about the dialects spoken all over China? Check out this video: Colloquial expressions, slang, and local words are common in the dialect, making it distinct from other Chinese languages. The Beijing dialect has unique features that set it apart from other dialects. The phonological features of the Beijing dialect are used as a guide for the pronunciation of Standard Chinese, making the phonological basis of the Beijing dialect essential to understanding the Chinese language. ![]() It has its own set of colloquial expressions that are not found elsewhere in China. The dialect is different from other Chinese dialects. Since then, Beijing has been China's political and cultural center, and the Beijing dialect has been considered the country's lingua franca. The history of this dialect spoken can be traced back to the Yuan dynasty when the capital of China was established in Beijing. The Beijing dialect, also known as Beijing Mandarin or Pekingese, is the prestige dialect of Mandarin spoken in Beijing. Visitors are also drawn to the city by its unique culture, cuisine, and distinct Beijing dialect, which piques the curiosity of outsiders and entices them to visit. However, the city's charm is not limited to its breathtaking landscapes. It is home to several distinguished UNESCO World Heritage Sites, including the Great Wall, the Forbidden City, and the Summer Palace. ![]() It's time to learn some Chinese! 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Craigslist hershey pa Signature Flats At Hershey Apartments. ![]() ![]() ![]() This also means that anyone in your family that is signed in to your account will have immediate access to files and data as soon as it is uploaded to your cloud storage service. ![]() Additionally, files saved will show up on any other application with the same account. ![]() We talked about desktop solutions in the previous section and with auto-syncing, you can access your files via desktop as soon as they are uploaded to the cloud storage service. This feature might seem like a no-brainer, but ensuring that your cloud storage service offers it comes with several benefits.įirst, it gives you the ability to sync files seamlessly with other family members. What good does it do us if we can’t view the data or access it through both platforms? And what if one of you have an Apple device, while the other has an Android? Again, it’s important to be sure that the cloud storage service you select offers cross-platform capabilities.Īutomatic syncing is a feature cloud storage services provide that loads your files into the cloud automatically. My wife uses a Mac and I use a Chromebook. This only works if the service offers a way to get those pictures easily moved.Īdditionally, there are multiple mobile and PC options that people use. For instance, some people like making calendars for their friends and families for the holidays, so they must move their pictures from their cloud storage service to their desktop in order to use the photographs. The big players in the cloud storage service offer a simple method to easily transfer your data from one place to another. The only problem is, the storage service you chose doesn’t have a desktop application, so now you have to figure out how to move them by connecting your phone to your PC. You’ve successfully uploaded those fantastic pictures and videos from your family vacation and now it’s time to download them to your external for safe keeping. Of course you always want to be sure your files are on the cloud before deleting them, but mistakes happen, and if lag occurs, you might lose a very important picture or piece of information. In much the same way, poor network capabilities can result in a slow performance by the cloud storage service.īy checking on the performance of the cloud storage service, you’re ensuring that your uploads aren’t lagging or failing to upload when you need them to. If you’re going on vacation and have a layover to get to your destination, you know that a late arrival from the previous city could cause a missed connection. The ability to keep your files private is key when accessing your cloud storage service, so be sure to do your due diligence as you make your selection. While it’s important to ensure that all your files are secure, it’s also imperative that they are kept private and protected from prying eyes. In addition to security, you may want to have your privacy protected as well depending on the types of files you need to store. How do you prove that you are who you say you are in order to access your data? Many storage providers only require a password to login to your account, however, others use two-factor authentication to validate your identity. Do some research on whether or not your selected service has been hacked, what contingency plans it has in place, and whether or not it has failover options.Īdditionally, it’s important to determine how your information is protected and recovered in the event that your account is hacked. If the service is protecting and storing your most valuable data, then you want it to be protected by a service you trust. Of course, you want to consider reputation when looking at security. ![]() ![]() ![]() While Barbie is expected to win the big box office battle in a blow-out, it will still be an unprecedentedly exciting weekend for movie-goers, who are undoubtedly the real winners of the Oppenheimer- Barbie box office battle, the wait for which is almost over. appears to have panned out in their favor, as the most recent Barbie box office predictions have spiked to $93 million for its opening weekend, which is more than double Oppenheimer's meager $43 million. Oppenheimer Is Hilarious – But 2023'S Huge Box Office Battle Has A Deeper Meaning scheduled Barbie on the same day as Oppenheimer out of spite against Nolan, who broke ties with the studio after a bitter disagreement over its day-and-date release strategy on HBO Max during the pandemic. However, the reason Barbie and Oppenheimer are releasing on the same date is rather unique. Generally, opposing studios tend to avoid releasing theatrical tentpoles during the same weekend since they could cut into each other's ticket sales. Oppenheimer is not only the biggest box office battle of the summer, but one of the most anticipated showdowns of all time. There’s been no official word from either side, but one can hope that we see the Avengers and Justice League team up to face a franchise-spanning threat.Barbie vs. The shared 'Amalgam Universe' of combined DC & Marvel heroes and villains occurred as a result of the major 1990s crossover event, which saw heroes from both franchises fighting in one-on-one battles to determine which heroic universe was better, and which should be destroyed. Socialist Spain: An Introduction, in Refiguring Spain: Cinema/Media/Representation, ed. Now, it’s not clear whether the two sets of heroes will actually meet, face similar crises, or this is the extent of it. For a discussion of Antonio Banderas's crossover to Hollywood. Writer, Donny Cates even mentions the one who is… Darkseid. Another panel shows the same swoosh accompanied by an emerald light and a trail of lightening on the streets, denoting Green Lantern and Flash respectively. James Gunn, the former Marvel Studios filmmaker turned co-chair of DC Studios, doesn’t think a crossover movie with Marvel and DC will. If that wasn’t enough, panels show a swoosh of blue and red flying over what looks like the Daily Planet office in Metropolis. After 14 years - with novels, comics, and video games keeping the franchise flames lit - Predator came back in a huge way with a full crossover movie, merging with the Alien saga, which hadnt. Thor mentions a Sun God (Superman), a God of Emerald Light (Green Lantern), a Dark God (Batman), and Gods of speed (Flash), oceans (Aquaman) and strength (Wonder Woman?). And it seems we’re all too familiar with these Gods. He talks about it even spreading to other universes, ones inhabited by Gods. In issue #2 of Thor, released on January 29, Odinson talks about the Black Winter which spreads across the universe. This could easily have been just a nod at the Marvel Universe, but it seems Marvel returned the favour. While Geoff Johns takes Thor by name, anyone not living under a rock knows that the green behemoth is the Hulk. ![]() Among these was The Secret Crisis, which begins by “throwing Superman into a brawl across the universe with Thor himself… and a Green Behemoth stronger than even Doomsday.” via Doomsday Clock #12 And besides making fans wait over two years for the conclusion, it also seemed to set up the future of the DC Comics universe… and maybe the Marvel Comics universe too.Ī panel towards the end of the issue went on to describe future Crises the DC Universe may face. ![]() The last issue of the long-awaited sequel to Watchmen was published in December 2019. However, issue #12 of Doomsday Clock may give you some hope. ![]() ![]() ![]() There are seven cost curves in the short run: fixed cost, variable cost, total cost, average fixed cost, average variable cost, average total cost, and marginal cost. The short run, as we learned in the previous chapter, is a time period short enough that some inputs are fixed while others are variable. In this section, we focus on short-run cost curves. There are two categories of cost curves: short run and long run. In order to maximize profits, firms need to know how costs vary with output, so cost curves are vital to the profit maximization decisions of firms. Cost curves are visual descriptions of the various costs of production. Learning Objective 8.1: Derive the seven short-run cost curves from the total cost function.Ī cost curve represents the relationship between output and the different cost measures involved in producing the output. Learning Objective 8.5: Use a cost analysis to explain why building streetcars domestically in the United States is or is not a good policy. Should the Federal Government Promote Domestic Production of Streetcars? Learning Objective 8.4: Explain how making more than one product, learning over time, and learning by producing can lower costs. 8.4 Multiproduct Firms, Learning Curves, and Learning by Doing Learning Objective 8.3: Explain why long-run costs are always as low as or lower than short-run costs and how more flexibility in choosing inputs is always better than less. 8.3 Short-Run versus Long-Run Costs: The Advantage of Flexibility ![]() ![]() Learning Objective 8.2: Derive the three long-run cost curves from the total cost function. Learning Objective 8.1: Derive the seven short-run cost curves from the total cost function. ![]() Cost curves-the subject of this chapter-are critical tools for analyzing a company’s cost structure. Is the story of United Streetcar an example of a misguided effort to steer business domestically? Would it have succeeded if the market for streetcars in the United States had not dried up? To answer these questions, we need to think about the cost structure of the industry and whether there are aspects of it that would support the decision to start manufacturing streetcars domestically. In 2014, United Streetcar ceased production and laid off its workers. In addition, the expected boom in streetcars slowed considerably with the recession of 2008 and changing municipal priorities. In the end, the firm faced severe delays and cost overruns and eventually got very behind on its scheduled delivery. Other US cities that were introducing streetcars, such as Washington, DC, and Tucson, Arizona, contracted with Oregon Iron Works for their cars as well. Oregon Iron Works had no experience in manufacturing streetcars but created a subsidiary firm to do so called United Streetcar. Portland, Oregon, is one city that revived the streetcar and subsequently expanded its system.Īfter initially buying streetcars from the German company Siemens, Portland’s transit authority and government, pushed by the federal government, which funds a large portion of urban transit projects, decided to contract with a local firm, Oregon Iron Works, to produce the streetcars locally. Once common in the United States and still common in many European cities, streetcars all but disappeared from US streets in the second half of the twentieth century. Streetcars are electric-powered public vehicles that ride on rails embedded into normal city streets and comingle with traffic. In recent years, streetcars have enjoyed a bit of a renaissance in the United States. Should the Federal Government Promote the Domestic Production of Streetcars? ![]() ![]() ![]() A daunting gauntlet and proclamation for an artist to hear: it did not phase Björk – she went on to create many more astonishing albums and, in many respects, did not need to top Homogenic. Some felt Björk would never equal and album as groundbreaking and astonishing as Homogenic. Rather than hark back to Debut and Post they found much to admire in Homogenic. Critics were welcoming and impressed by the album. ![]() It is another bold move and spectacular album that, in lesser hands, could have been a disaster. Björk wanted to try something new and go back, sonically, where she started her life. An album dedicated to Iceland would, naturally, have some cheerier moments and optimism. Anyone expecting bombast and big anthems would have been a little disappointed. Perhaps icier and more simplistic than previous work – Björk wanted a single sound and something quite pure – it contains few sweet and Pop-like numbers. Homogenic retained Björk’s distinct vocals and pioneering compositions but walked into new territory. ![]() There are a couple of weaker tracks but, like her debut, the sheer brilliance and quality that runs throughout compensates.Īrtists in her position could easily have replicated themselves and done something quite familiar. A few writers do make their way onto the album but, for the most part, it is Björk at her purest and most widescreen. Not that she was lacking on Debut but, on Post, the songs were bigger, kaleidoscopic and diverse – everything from tender and child-like ( Isobel) to domineering and machine-like ( Army of Me). From its beautiful and striking cover to its brilliant videos – the promotional for It’s Oh So Quiet is especially memorable – you felt an artist growing and increasing her confidence. THIS is the album you’ll see on the critics’ best-of-the-best lists and always gets people talking. The entire album makes a huge impact and shows what Björk is one of the most enduring and respected artists of the past twenty-five years. Maybe contemporary artists do not have the same vision and talent as Björk - but too many rely on other producers/writers to help them achieve their sound.ĭebut is an album that, yes, has a few minor songs – One Day and The Anchor Song do not get mentioned often – but they are still fantastic tracks. That is a lesson for songwriters in today’s market: look at what can be achieved when you assume control and create a singular listening experience. Even then, at such a young age, the Icelandic legend was taking charge of the songwriting and ensuring as few hands as possible was in the mix. I get sucked into the record and everything unfolding. Post, the sophomore album, is more varied and confident than Debut but I will always hold Björk’s first album as her finest. Taking this position suggests everything that followed Debut was inferior but that is not the case. There are fans/critics who think Björk made a better record but I am not so sure. Venus as a Boy is beguiling and flowing Big Time Sensuality feverish and emphatic There’s More to Life Than This intimate and atmospheric – the fact it was recorded at the Milk Bar toilets gave it a certain ‘gravitas’ and unusualness. ![]() Produced with Nellee Hooper it is an album that bristles with passion, storybook fantasy and intensity. ![]() |
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